Yes, because it will help you to reduce the cost of your car insurance premium.
No, because if you are involved in an accident while using your dash camera, then your insurance company may not cover the damages caused by your own negligence. They record everything that happens, so any false charges may be disproved using dash cam film. Dash cams are welcomed by insurance firms since they reduce the incidence of fraud, resulting in cheaper insurance costs.
Having a dash cam lowers your insurance rate for two reasons:
1) It can be used as evidence in court should you get into a collision with another vehicle or pedestrian.
2) If you have a good driving record, then your insurance company may give you a discount on your premiums.
A dash cam can also be used to prove that you were not at fault in any traffic accident that occurred during your trip abroad and so will not affect your travel insurance premiums
Because dash cam footage is more dependable, most insurers are glad to use it to support insurance for drivers claims. "Traffic accidents happen so quickly and cause so much stress," he says, "that it's quite likely that the persons involved and their recollections will be foggy, even before taking into account that people naturally interpret things to their own advantage." Dash cam footage provides a solution to this problem.
Use an adapter with a built-in bracket and plug your phone into the adapter instead of directly into the car's electrical system. Don't just let the cable drop down loosely on its path to the USB port or the cigarette lighter, no matter where you place it. This could invalidate any insurance you got on your car insurance. Dash cameras do not reduce insurance premiums by themselves, but they can provide evidence that can lead to lower premiums when defending against fraudulent claims.
As dash cameras become more prevalent, insurance firms are realizing that drivers who have one are more likely to be cautious on the road, and dash cam insurance discounts are becoming more common.
Dash cams are quite valuable, however depending on the accident, they may not capture everything that happened. Allow a lawyer to assist you in determining what to exhibit and how to show it so that you can be protected.
Although a dash cam has a greater initial investment cost, it could save you thousands in court costs and insurance rates. Maintaining your no-claims discount with your insurance provider and maintaining a consistent premium in your insurance policy are also excellent reasons to record while driving. A dash cam can help you save a lot of money that would otherwise be lost due to the cost of insurance fraud discovered by the insurance fraud unit.
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